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	<title>Comments for Civil Society Trust</title>
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	<link>http://civilsocietytrust.org/blog</link>
	<description>A project of The Civil Society Fund</description>
	<lastBuildDate>Mon, 21 May 2012 22:22:45 +0000</lastBuildDate>
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		<title>Comment on Confusing Health Insurance With Health Care Is Bankrupting Us by Administrator</title>
		<link>http://civilsocietytrust.org/blog/2012/02/13/confusing-health-insurance-with-health-care-is-bankrupting-us/comment-page-1/#comment-12337</link>
		<dc:creator>Administrator</dc:creator>
		<pubDate>Mon, 21 May 2012 22:22:45 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=1209#comment-12337</guid>
		<description>Thank you Kevin for your very thoughtful and intriguing comment.   I&#039;m unable to do so immediately, but will definitely reach out to you at your link.</description>
		<content:encoded><![CDATA[<p>Thank you Kevin for your very thoughtful and intriguing comment.   I&#8217;m unable to do so immediately, but will definitely reach out to you at your link.</p>
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		<title>Comment on Confusing Health Insurance With Health Care Is Bankrupting Us by Kevin Delaney</title>
		<link>http://civilsocietytrust.org/blog/2012/02/13/confusing-health-insurance-with-health-care-is-bankrupting-us/comment-page-1/#comment-12335</link>
		<dc:creator>Kevin Delaney</dc:creator>
		<pubDate>Sat, 19 May 2012 17:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=1209#comment-12335</guid>
		<description>Thirty years ago, I attended a by a contemptuous Marxist professor who boldly proclaimed that the moment Americans accepted that insurance (group funding of individual consumption) was the only way to fund health care, that America would be socialized within a generation. 

He also said that the best thing a young progressive could do, beside becoming a teacher, was to sell insurance.

I realized then that the only way to preserve a free society would be to create an alternative to insurance.

I was a system engineer at a state run insurance trust and managed to get access to claims data from the state. I spent late nights running claims histories through different simulations until I had a model that treated people better than insurance.

(NOTE: An HSA + High Deductible Insurance IS NOT an alternative to insurance. The health data I examined showed that the HSA + HDP model is worse for the working class and small business than standard insurance.)

Anyway, I created a mathematical model called the Medical Savings and Loan which helped people self-finance health care into the hundreds of thousands of dollars. This coupled with a grants program could allow a full restoration of free market principles in health care.

The program could generate a large number of extremely interesting editorials and academic papers.

More importantly, I believe that the arguments could turn the health care debate around.

If a non-profit group began discussing a sound mathematical model that individual funding of individual consumption achieves better results than group funding of individual consumption, then people would turn on the health exchanges, single payer and other forms of socialized medicine.

Unfortunately, I live in Utah and have been unable to find any group willing to discuss real free market reform. 

Instead of working on my model, I am forced to spend my days trying to find a group willing to discuss free market health care reform.

This is so silly. If a group was willing to discuss an alternative to insurance, it is likely that the group would receive a flood of interest (and money) from around the world.

Anyway, if the Civil Society Trust is interested in engaging in a discussion about alternatives to insurance, you can contact me at: 

http://CommunityColor.com/contact.html?to=kevind</description>
		<content:encoded><![CDATA[<p>Thirty years ago, I attended a by a contemptuous Marxist professor who boldly proclaimed that the moment Americans accepted that insurance (group funding of individual consumption) was the only way to fund health care, that America would be socialized within a generation. </p>
<p>He also said that the best thing a young progressive could do, beside becoming a teacher, was to sell insurance.</p>
<p>I realized then that the only way to preserve a free society would be to create an alternative to insurance.</p>
<p>I was a system engineer at a state run insurance trust and managed to get access to claims data from the state. I spent late nights running claims histories through different simulations until I had a model that treated people better than insurance.</p>
<p>(NOTE: An HSA + High Deductible Insurance IS NOT an alternative to insurance. The health data I examined showed that the HSA + HDP model is worse for the working class and small business than standard insurance.)</p>
<p>Anyway, I created a mathematical model called the Medical Savings and Loan which helped people self-finance health care into the hundreds of thousands of dollars. This coupled with a grants program could allow a full restoration of free market principles in health care.</p>
<p>The program could generate a large number of extremely interesting editorials and academic papers.</p>
<p>More importantly, I believe that the arguments could turn the health care debate around.</p>
<p>If a non-profit group began discussing a sound mathematical model that individual funding of individual consumption achieves better results than group funding of individual consumption, then people would turn on the health exchanges, single payer and other forms of socialized medicine.</p>
<p>Unfortunately, I live in Utah and have been unable to find any group willing to discuss real free market reform. </p>
<p>Instead of working on my model, I am forced to spend my days trying to find a group willing to discuss free market health care reform.</p>
<p>This is so silly. If a group was willing to discuss an alternative to insurance, it is likely that the group would receive a flood of interest (and money) from around the world.</p>
<p>Anyway, if the Civil Society Trust is interested in engaging in a discussion about alternatives to insurance, you can contact me at: </p>
<p><a href="http://CommunityColor.com/contact.html?to=kevind" rel="nofollow">http://CommunityColor.com/contact.html?to=kevind</a></p>
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		<title>Comment on Welcome to the Machine by Administrator</title>
		<link>http://civilsocietytrust.org/blog/2010/10/26/welcome-to-the-machine/comment-page-1/#comment-12285</link>
		<dc:creator>Administrator</dc:creator>
		<pubDate>Sat, 31 Mar 2012 15:39:31 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=1098#comment-12285</guid>
		<description>Please keep reading, because then you&#039;ll see that what you&#039;re describing and railing about is really crony capitalism, the abhorrence of which I bet Roger Waters and I would both share.  The GOP has certainly played a fine role in the creation and continuation of crony-capitalism -- no argument there, and I make no attempt to stay in touch with any of their &quot;talking points.&quot;

Of course, I can&#039;t ignore your omission, conscious or not, of public sector unions as one of the ultimate &quot;corporate/wealthy/special-interest&quot; groups.  Likewise, history shows that government is rarely &quot;used well.&quot;  Don&#039;t mistake that for a call for anarchy.  LIMITED government works well, and I&#039;m all for that.  The problem is that government has grown so big, and hence so powerful, that the possibility of moving back towards its original limited government roots looks radical and impossible.

As for &quot;churning through people like commodities&quot;, government&#039;s track record in this regard smokes that of any other organization.

I&#039;d welcome any chance to discuss any or all of this with Waters.  And I&#039;m a huge fan of his music, too.</description>
		<content:encoded><![CDATA[<p>Please keep reading, because then you&#8217;ll see that what you&#8217;re describing and railing about is really crony capitalism, the abhorrence of which I bet Roger Waters and I would both share.  The GOP has certainly played a fine role in the creation and continuation of crony-capitalism &#8212; no argument there, and I make no attempt to stay in touch with any of their &#8220;talking points.&#8221;</p>
<p>Of course, I can&#8217;t ignore your omission, conscious or not, of public sector unions as one of the ultimate &#8220;corporate/wealthy/special-interest&#8221; groups.  Likewise, history shows that government is rarely &#8220;used well.&#8221;  Don&#8217;t mistake that for a call for anarchy.  LIMITED government works well, and I&#8217;m all for that.  The problem is that government has grown so big, and hence so powerful, that the possibility of moving back towards its original limited government roots looks radical and impossible.</p>
<p>As for &#8220;churning through people like commodities&#8221;, government&#8217;s track record in this regard smokes that of any other organization.</p>
<p>I&#8217;d welcome any chance to discuss any or all of this with Waters.  And I&#8217;m a huge fan of his music, too.</p>
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		<title>Comment on Welcome to the Machine by Malex7</title>
		<link>http://civilsocietytrust.org/blog/2010/10/26/welcome-to-the-machine/comment-page-1/#comment-12283</link>
		<dc:creator>Malex7</dc:creator>
		<pubDate>Fri, 30 Mar 2012 15:58:47 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=1098#comment-12283</guid>
		<description>SHAME on the idiots on this site, misusing Pink Floyd&#039;s iconic words and imagery to shill for a viewpoint that the members of Pink Floyd vehemently disagree with. 

I would love to see Roger Waters&#039;s take on this clearly corporatist-agenda gibberish that&#039;s nothing more than a rehash of GOP talking points from the last five years. 

Any non-idiot who actually listens to Pink Floyd&#039;s music knows that &quot;The Machine&quot; is the corporate system of churning through people as commodities. Government, used well, is the little guy&#039;s only (occasional) advocate in a world where more and more power and control is evolving into corporate/wealthy/special-interest hands.

Simply put, the author is disingenuous and a little bit plain dumb.</description>
		<content:encoded><![CDATA[<p>SHAME on the idiots on this site, misusing Pink Floyd&#8217;s iconic words and imagery to shill for a viewpoint that the members of Pink Floyd vehemently disagree with. </p>
<p>I would love to see Roger Waters&#8217;s take on this clearly corporatist-agenda gibberish that&#8217;s nothing more than a rehash of GOP talking points from the last five years. </p>
<p>Any non-idiot who actually listens to Pink Floyd&#8217;s music knows that &#8220;The Machine&#8221; is the corporate system of churning through people as commodities. Government, used well, is the little guy&#8217;s only (occasional) advocate in a world where more and more power and control is evolving into corporate/wealthy/special-interest hands.</p>
<p>Simply put, the author is disingenuous and a little bit plain dumb.</p>
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		<title>Comment on The Real &#8220;Income Inequality&#8221; Gap by joe</title>
		<link>http://civilsocietytrust.org/blog/2010/05/16/the-real-income-inequality-gap/comment-page-1/#comment-12015</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Fri, 28 Oct 2011 16:38:21 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=701#comment-12015</guid>
		<description>This is horrible!  We need to work hard to get the private counterparts into unions so that they too can have a piece of the economic pie rather than the top 1%.</description>
		<content:encoded><![CDATA[<p>This is horrible!  We need to work hard to get the private counterparts into unions so that they too can have a piece of the economic pie rather than the top 1%.</p>
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		<title>Comment on AFL-CIO enters Twilight Zone, finds Wall Street by SEO</title>
		<link>http://civilsocietytrust.org/blog/2010/05/03/afl-cio-enters-twilight-zone-finds-wall-street/comment-page-1/#comment-11985</link>
		<dc:creator>SEO</dc:creator>
		<pubDate>Mon, 17 Oct 2011 18:31:01 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=719#comment-11985</guid>
		<description>&lt;strong&gt;[...]the time to read or visit the content or sites we have linked to below the[...]…...&lt;/strong&gt;

[...]here are some links to sites that we link to because we think they are worth visiting[...]…...</description>
		<content:encoded><![CDATA[<p><strong>[...]the time to read or visit the content or sites we have linked to below the[...]…&#8230;</strong></p>
<p>[...]here are some links to sites that we link to because we think they are worth visiting[...]…&#8230;</p>
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		<title>Comment on It&#8217;s the waste, stupid! by Ending the Discussion of "Fair Share" - Forbes</title>
		<link>http://civilsocietytrust.org/blog/2009/09/20/its-the-waste-stupid/comment-page-1/#comment-11984</link>
		<dc:creator>Ending the Discussion of "Fair Share" - Forbes</dc:creator>
		<pubDate>Thu, 13 Oct 2011 03:02:42 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=129#comment-11984</guid>
		<description>[...]  Marsh wouldn&#8217;t answer that either.  And of course we&#8217;re not even yet considering the efficacy of the spending that this tax revenue attempts to [...]</description>
		<content:encoded><![CDATA[<p>[...]  Marsh wouldn&#8217;t answer that either.  And of course we&#8217;re not even yet considering the efficacy of the spending that this tax revenue attempts to [...]</p>
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		<title>Comment on Lobbying pays by The Wolf and The Lamb Deficit Plan - Forbes</title>
		<link>http://civilsocietytrust.org/blog/2009/09/03/lobbying-pays/comment-page-1/#comment-11981</link>
		<dc:creator>The Wolf and The Lamb Deficit Plan - Forbes</dc:creator>
		<pubDate>Wed, 14 Sep 2011 20:53:14 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=64#comment-11981</guid>
		<description>[...] type of lobbying to exist would be eliminated.   This point should bring anyone who&#8217;s ever railed about Washington lobbyists into the fold.    Page 1 2  «&#160;Previous&#160;PageNext&#160;Page&#160;»        3 comments, 1 [...]</description>
		<content:encoded><![CDATA[<p>[...] type of lobbying to exist would be eliminated.   This point should bring anyone who&#8217;s ever railed about Washington lobbyists into the fold.    Page 1 2  «&nbsp;Previous&nbsp;PageNext&nbsp;Page&nbsp;»        3 comments, 1 [...]</p>
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		<title>Comment on Health Savings Accounts Are The Answer by Dillan</title>
		<link>http://civilsocietytrust.org/blog/2010/02/21/health-savings-accounts-are-the-answer/comment-page-1/#comment-11967</link>
		<dc:creator>Dillan</dc:creator>
		<pubDate>Wed, 06 Jul 2011 06:41:39 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=519#comment-11967</guid>
		<description>Definitely support for healthcare!</description>
		<content:encoded><![CDATA[<p>Definitely support for healthcare!</p>
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		<title>Comment on Global Warming:  Show Me The Money by T</title>
		<link>http://civilsocietytrust.org/blog/2009/11/25/global-warming-show-me-the-money/comment-page-1/#comment-11961</link>
		<dc:creator>T</dc:creator>
		<pubDate>Fri, 24 Jun 2011 05:13:47 +0000</pubDate>
		<guid isPermaLink="false">http://civilsocietytrust.org/blog/?p=358#comment-11961</guid>
		<description>Wow, this article is terrible. You have one source saying global warming does not exist by a website who claims to be non partisan but pretty much believes in all Republican ideals. Note, the article is about 5 paragraphs (short ones at that) long. Don&#039;t you think a scandal such as this would be published in national headlines and investigated by someone? Also, global warming and climate change aren&#039;t the same thing. You&#039;re very ignorant for implying that. You were right, though, by saying climate change is an economic issue. I could go on and on about how funding could help the country if it weren&#039;t so politically corrupt, but I will stop here. Good day sir.</description>
		<content:encoded><![CDATA[<p>Wow, this article is terrible. You have one source saying global warming does not exist by a website who claims to be non partisan but pretty much believes in all Republican ideals. Note, the article is about 5 paragraphs (short ones at that) long. Don&#8217;t you think a scandal such as this would be published in national headlines and investigated by someone? Also, global warming and climate change aren&#8217;t the same thing. You&#8217;re very ignorant for implying that. You were right, though, by saying climate change is an economic issue. I could go on and on about how funding could help the country if it weren&#8217;t so politically corrupt, but I will stop here. Good day sir.</p>
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